Purpose:
non-purpose loan - funds are directly transferred to the borrower’s transaction account (evidence for the loan purpose is not required)
Maximum amount:
depending on the loan applicant’s creditworthiness – up to MKD 900,000
WITHOUT GUARANTORS – up to MKD 300,000.00 for employees in PEs, budgetary and financial institutions and private companies eligible for the Bank
WITH 1 GUARANTOR – from MKD 300,001.00-600,000.00 - for employees in PEs, budgetary and financial institutions and private companies eligible for the Bank
WITH 1 GUARANTOR – up to MKD 300,000.00 for employees in other private companies
WITH 2 GUARANTORS – from MKD 600,001.00-900,000.00 for employees in PEs, budgetary and financial institutions and private companies eligible for the Bank
WITH 2 GUARANTORS – from MKD 300,001.00-450,000.00 for employees in other private companies
REPAYMENT PERIOD – up to 72 months
Application costs – MKD 500.00
Commission for approved loan - 2%