Recurring deposit may be MKD or FX savings deposit, interest rate of which depends on the deposit amount.
• Savings period - 3, 6, 12, 24 and 36 months
• Interest calculation – monthly, with adjustable annual interest rates calculated under Proportional Method
• Interest disbursement – interest is disbursed in the same currency as that of the deposit, monthly on the depositor’s transaction account, for which he/she is obliged to sign a statement for transfer of interest on a transaction account
• Premature liquidation of deposit (early termination) – In case of premature liquidation of the deposit, already disbursed interest is deducted from the principal, and interest on sight deposit is calculated.
MKD RECURRING DEPOSIT
|
|
3 months
|
6 months
|
12 months
|
24 months
|
36 months
|
|
од 100.000 до 1.000.000
|
0,20%
|
0.60%
|
1,45%
|
2.55%
|
2.95%
|
|
од 1.000.001 до 3.000.000
|
0,30%
|
0.70%
|
1,50%
|
2,60%
|
3,00%
|
|
над 3.000.000
|
0,40%
|
0.80%
|
1,60%
|
2,70%
|
3,10%
|