Recurring deposit may be MKD or FX savings deposit, interest rate of which depends on the deposit amount.
• Savings period - 3, 6, 12, 24 and 36 months
• Interest calculation – monthly, with adjustable annual interest rates calculated under Proportional Method
• Interest disbursement – interest is disbursed in the same currency as that of the deposit, monthly on the depositor’s transaction account, for which he/she is obliged to sign a statement for transfer of interest on a transaction account
• Premature liquidation of deposit (early termination) – In case of premature liquidation of the deposit, already disbursed interest is deducted from the principal, and interest on sight deposit is calculated.
FCY RECURRING DEPOSIT
|
|
3 months
|
6 months
|
12 months
|
24 months
|
36 months
|
|
EUR 5.000,00 to 10.000,00
|
0,04%
|
0,15%
|
0,75%
|
1,45%
|
1.65%
|
|
EUR 10.000,00 to 30.000,00
|
0,08%
|
0,20%
|
0,80%
|
1,50%
|
1,70%
|
| EUR 30.000,00 to 50.000,00 | 0,12% | 0,25% | 0,85% | 1,55% | 1,75% |
|
over EUR 50.000,00
|
0,15%
|
0.30%
|
0,90%
|
1,60%
|
1,80%
|