Liquidity loan

Liquidity loan

Purpose: Solving short-term liquidity needs (payment to suppliers for already purchased raw materials or other materials, salary disbursement as well as other short-term obligations)


characteristics

Loan amount:

Depending on the loan applicant’s creditworthiness

Loan currency:

Denars (MKD)

Repayment period:

up to 1 month

Repayment terms:

At maturity with possibility of early repayment (in full or in part to repayment of the total amount in the envisaged term)

conditions

Collateral:

Under the applicable Collateral Catalogue of Stopanska banka a.d. Bitola at the time of approval

interest rates

Interest rate:

In accordance with the Decision on Interest Rate Policy of the Bank

Fees and commissions:

One-off fee under the Fee and Commission and Service Tariff of the Bank (currently 0.3% one-off, min MKD 1,000, max MKD 10,000 for deposit loans and 1% one-off, min MKD 3,000 for loans secured by other types of collateral)

Other fees and commissions:

MKD 2,000 Handling costs for approved application (this does not apply to deposit loans)