Loan amount:

up to 70% of realized export under the recent balance sheet or in the current year (higher amount is taken as a base), and maximum EUR 15,000

Loan currency:

Foreign currency loan

Repayment period:

up to 12 months

Loan term:

depending on the client’s needs,

Repayment terms:

One-off at the end of the maturity period with possibility for prepayment (fully or partially to repayment of the total amount to the scheduled term)

Collateral:

In line with the Bank Collateral Catalogue and Policy*

Minimum eligible collateral:

For an amount of EUR 50,000 in denar counter value, minimum collateral may be notarized draft or solemnized credit exposure agreement with enforcement clauses

Interest rate:

In accordance with the Decision on Interest Rate Policy of the Bank reduced for 1 percentage point

Commission:

One-off commission in accordance with the Fee and Commission and Service Tariff of the Bank (currently 0.5% one-off, minimum MKD 3,000 and maximum MKD 150,000 for loans secured by real estate as mortgage and movables as collateral, and 2% one-off, minimum MKD 3,000 for the remaining collateral, other than deposit collateral)

Other fees and commissions:

MKD 2,000 handling fee for approved application

Loan currency:

Realization and collection of the loan is made in accordance with the Decision on Interest Rate Policy of the Bank