MAXIMUM AMOUNT

by the amount of the pro-forma invoice submitted for purchase of a vehicle reduced by the amount of own participation

15% OWN PARTICIPATION of the pro-forma invoice or invoice submitted

PAYMENT PERIOD – up to 72 months

Charges for loan application – MKD 500.00

Commission for approved loan - 1%

• ½ creditworthiness (annuity/salary)
• age limit – maximum 70 years of age on the date of the loan maturity
• for loan amounts over MKD 1,200,000.00 estimation by a certified court estimator is necessary
  

6.50% - MKD loan

* If the employer’ policy is not to verify attachment of salary, mandatory solemnization of the contract is required to include enforcement clauses.

* There is a possibility of additional collateral in form of real estate in proportion 2/1 against the loan.