Collateral:
In line with the Bank Collateral Catalogue and Policy*
Minimum eligible collateral:
Mortgage on real estate and/or pledge on movables and notarized draft or solemnized credit exposure agreement with enforcement clauses
Other:
valid for companies with over 51% private ownership. The number of employees may not be reduced for the loan repayment period. Preferential clients for this loan are those whose scope of work in the current year has increased by at least 5% compared to the previous year, or export increased by at least 5%, which invested in modernization, energy efficiency, environment protection, increased the number of employees and with good market competitiveness (operating income higher than operating expenses, current liquidity more than 0.8 and at least 30% income from export)
Prohibited lending activities:
weapon production and export, games of chance, tobacco production, activities related to animal testing, activities having adverse impact on environment, cloning, real estate trade, project whose accounting value exceeds EUR 25 million, projects submitted by companies with over 250 employees