Multicurrency transaction account

The Bank opens multicurrency account for residents and nonresidents – individuals based on submitted  “Application Form for Opening Transaction Account”, „Application Form for Client Registration”, valid travel document as well as written  “Statement”  that he/she is familiar with applicable regulations in the country to be qualified as a nonresident.

Multicurrency account is a transaction account that could be opened in multiple currencies for transfers to and from residents and nonresidents, payments in the country and abroad, transfer of funds from/to MKD and FX deposit as well as transfers in domestic and FX assets. 

The transaction account holder may provide authorization to another full age person to manage the funds on the former transaction account. 

The Bank issues to the transaction account holder a signature card for cash payments and disbursements at the Bank’s counter desks.

Information on the transaction account balance and changes may be obtained free of charge by the holder:

The Bank offers to its clients option to pay regular monthly expenses, their loan obligations, transfer funds on other transaction accounts in the Bank as well as transactions accounts in other banks by a standing order. 


On the positive balance of a transaction account, the Bank pays interest on sight deposits in accordance with the Decision on Interest Rate Policy of the Bank.