The Bank accepts legal entities’ MKD deposits as follows:
• MKD sight deposits
• MKD time deposits• open flexible deposit
• MKD deposit with FX clause
Interest rates in accordance with the Decision on Interest Rate Policy of the Bank are the following:
MKD sight deposits - 0.02% annual discursive interest rate
Term deposits for domestic and international legal entities for the period of:
|
Term deposits for domestic and international legal entities for the period of:
|
|
Term
|
Annual discursive interest rate
|
| 1 to 6 months |
|
up to 5,000,000
|
0,05%
|
|
5,000,001-10,000,000.00
|
0,10%
|
|
over 10,000,000.00
|
0,15%
|
| over 6 to 12 months |
|
to 5,000,000
|
0,45%
|
|
5,000,001-10,000,000.00
|
0,55%
|
|
over 10,000,000.00
|
0,65%
|
| 12 months |
|
to 5,000,000
|
1,00%
|
|
5,000,001-10,000,000.00
|
1,40%
|
|
over 10,000,000.00
|
1,60%
|
| 24 months |
|
to 5,000,000
|
1,70%
|
|
5,000,001-10,000,000.00
|
1,80%
|
|
over 10,000,000.00
|
1,90%
|
| 36 months |
| to 5,000,000 |
2,20% |
| 5,000,001-10,000,000.00 |
2,30% |
| over 10,000,000.00 |
2,35% |
| 48 months |
|
to 5,000,000
|
2,50%
|
|
5,000,001-10,000,000.00
|
2,70%
|
|
over 10,000,000.00
|
2,80%
|
| 60 months |
|
to 5,000,000
|
2,80%
|
|
5,000,001-10,000,000.00
|
2,90%
|
|
over 10,000,000.00
|
3,00%
|
|
Open flexible deposit
|
|
for MKD 10,000,000.00 deposit or over MKD 10,000,000.00 for a 10-day period
|
0,60%
|
|
if for a 10-day period the deposit balance is not MKD 10,000,000.00 in continuity but less than MKD 10,000,000.00, for the days of MKD 10,000,000.00 the interest rate is
|
0,30%
|
|
for the days of less than MKD 10,000,000.00, the interest rate is
|
0,10%
|
| for temporary deposits received through a tender and pension fund deposits the Bank will pay |
agreed interest rate |
| For MKD 7,000,000.00 deposit or over MKD 7,000,000.00 for a 10-day period
| 0,30%
|
|
if for a 10-day period the deposit balance is not MKD 7,000,000.00 in continuity but less than MKD 7,000,000.00, for the days of MKD 7,000,000.00 deposit the interest rate is
|
0,15%
|
|
for the days of less than MKD 7,000,000.00 deposit, the interest rate is
|
0,05%
|
|
For MKD 5,000,000.00 deposit or over MKD 5,000,000.00 for a 10-day period
|
0,30%
|
|
if for a 10-day period the deposit balance is not MKD 5,000,000.00 in continuity but less than MKD 5,000,000.00, for the days of MKD 5,000,000.00 deposit the interest rate is
|
0,05%
|
|
for the days of less than MKD 5,000,000.00 deposit, the interest rate is
|
0,02%
|
| Nonpurpose MKD deposits with FX clause |
|
Term
|
Annual discursive interest rate
|
|
1 to 6 months
|
|
|
up to EUR 50.000,00 in MKD counter value
|
0,03%
|
|
EUR 50.000,00-100.000,00 in MKD counter value
|
0,05%
|
|
over EUR 100.000,00 in MKD counter value
|
0,10%
|
|
over 6 to 12 months
|
|
|
up to EUR 50.000,00 in MKD counter value
|
0,20%
|
|
EUR 50.000,00-100.000,00 in MKD counter value
|
0,30%
|
|
over EUR 100.000,00 in MKD counter value
|
0,50%
|
|
12 months
|
|
|
up to EUR 50.000,00 in MKD counter value
|
0,50%
|
|
EUR 50.000,00-100.000,00 in MKD counter value
|
0,60%
|
|
over EUR 100.000,00 in MKD counter value
|
0,80%
|
The Bank may negotiate other terms for periods different from the defined or in case of deposit tender.
Contact points:
+389 (0) 47 207-535
Fax:
+389 (0) 47 207-513