Purpose:

Payment guarantees:

• Guarantee of timely payment of obligations

• Bid guarantee;
• Guarantee of timely and quality performance;
• Guarantee of advanced payment return;
• Guarantee of warranty execution;
• Guarantee of securing payment of customs duties;
• Other types of letters of guarantee in line with the client’s needs.

MAXIMUM AMOUNT:

without limits, in line with the needs

RETURN PERIOD:

- 1 year with possible renewal 

Application charges – MKD 200.00

Commission for approved loan

• 0.15% quarterly, or part of it, or minimum MKD 500.00 for guarantee secured by interest-free deposit;
• 0,30% quarterly, or part of it, or minimum MKD 1,000.00 for all other guarantees.

• age limit – maximum 70 years of age on the date of the loan maturity for borrowers.

COLLATERAL INSTRUMENTS:

Draft and draft endorsement, attachment of salary/standing order for pensioners, mortgage on real estate (strictly housing or business premises, land is not accepted, in proportion 2:1), policy assigned in favor of the Bank, 103% purpose interest-free term deposit currency synchronized with the guarantee requirements.